We are here to help you protect what’s most important with insurance coverage and financial services.
Get Your Insurance Quote
As an independent agency, we are here to help you find the right coverage.
The Advantage of an Independent Agency Working for You
What makes our independent agency different?
- We represent multiple insurance companies.
- We are licensed insurance advisors.
- We are by your side every step of the way.
- We offer a wide variety of insurance solutions.
- We are there for you in your time of need.
Oliver Insurance & Financial Services Inc.
Welcome to the Oliver family! We’re here to serve you.
For over three decades, Oliver Insurance & Financial Services has been dedicated to serving the needs of each and every client, from insurance coverage to financial services. We’ve certainly grown since opening our doors in 1985, but we still hold true to our focus of protecting futures, assessing needs, and building relationships as the core of who we are. We’re also here for you, so when you work with us, you’ll know you are getting the service you deserve throughout your insurance journey.
Insurance to Protect Your Future
We provide a variety of personal insurance and business insurance solutions to help families and businesses protect what matters most.
Financial Services to Help You Plan Ahead
Life is full of changes, so having a plan in place when it comes to your finances can be helpful. If you’re interested in our financial services, contact us to discuss your options.
Know who you’re working with when it comes to finances. Get the facts here.
We Do Insurance Differently
Here’s what sets us apart when it comes to serving your insurance needs.
Protecting Futures
We’re by your side today to help protect your tomorrow.
Assessing Needs
We focus on getting to know you and understanding what’s important in your life.
Building Relationships
We’re dedicated to serving you on a personal basis throughout your insurance journey.
Agency Associations
We are proud to be associated with these national and local organizations to better serve your needs.
From our local office in Monroe, GA, we are proud to serve clients locally and in Georgia, as well as across Alabama, South Carolina, and Tennessee. No matter where you live, you’ll get the same, great service that we’re known for.
Click it. Read it. Cover it.
Get a glimpse of the risks you face and how your insurance can protect what matters most.
Raising a child can be a rewarding life experience, but it is also very expensive. It costs hundreds of thousands of dollars to raise a child to age 18, with college tuition, fees, room, and board resulting in another potentially enormous expense. If you were to die tomorrow, would funds be available to provide for food, clothing, day care, and educational expenses for your child?
Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there could be enough income to help pay for everything your child might need while growing up.
After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a spouse or partner to carry.
A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home.
Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.
A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).
An average funeral can cost tens of thousands of dollars, and that's without unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?
A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.
Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security.
Life insurance can help support a surviving spouse during their retirement.
If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.
A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.
Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.
Life insurance can replace the income you would usually bring in and help support your spouse or adult children, ensuring your loved ones are able to maintain the lifestyle they're accustomed to.
Life Insurance 101
Make sure you cover the unique risks you face with life insurance.
- Click on the hotspots.
- Discover your risks.
- Get the right coverage.
Not what you’re looking for?
Find even more interactive graphics for auto insurance, home insurance, and workers’ compensation insurance.